aussieloan

Australia’s AI mortgage health check

Are you paying too much for your home loan?

Upload a screenshot of your home loan app or online banking. We’ll review your rate and email a plain English mortgage health check, so you can ask the right questions before refinancing.

No sign-up No sales calls No pressure to switch

Upload screenshot
Upload

Upload your home loan screenshot

Drop in a screenshot of your home loan app, online banking, or any page that shows your rate, balance, repayment, offset, or lender. Hide anything you’d rather not share — we just need enough to compare.

Drop your screenshots · or click to choose

PNG, JPEG, WebP, PDF · up to 10 MB each · max 5 files

AussieLoan is general information only — not financial advice. Speak with a licensed broker before refinancing.

Example health checkillustrative only

We found cheaper rates on your balance.

Current rate
6.12% p.a.
Possible market rate
5.69% p.a.
Loan balance read
$612,400
Potential annual saving
up to $4,800 / year

Example only. Actual savings depend on your loan, lender, property, income, and eligibility. AussieLoan provides general information only and is not financial advice.

Private.

Hide anything in the screenshot you don't want to share — account numbers, names, balances. We only need your rate, repayment, and lender if visible.

Independent.

We don't take commissions from lenders or brokers. The cheaper rate we mention is whatever's actually cheaper, not the one that pays us.

Broker-friendly.

Already have a broker? Great. The report is something you can forward to them — not a pitch for us to take their place.

How it works

Three steps, mostly ours.

  1. 01

    Send us your screenshot

    Snap your home loan app, online banking, or any page showing your rate and balance.

  2. 02

    We compare against the market

    We read your rate, lender, and balance, and check what other lenders are offering for a similar loan.

  3. 03

    You get a one-page report

    A friendly email tells you if your rate looks expensive, by how much, and what to ask your broker next.

For broker users

Already have a broker? Great.

We’ll help you prepare a simple review summary you can send to them. No commission, no switching pressure — the report just gives you a second opinion to take into your next chat.

FAQ

Quick answers.

Is this really free?
Yes, while we're in beta. There's no sign-up and no upsell. We're trying to figure out whether Australians actually want a quick mortgage second-opinion — your screenshots are our research.
What if I don't want to share my account number?
Hide it. Crop the screenshot, blur it, scribble on it — we genuinely don't need it. All we need is your rate, balance, repayment, and the lender if it's visible.
Will you make me switch lenders?
No. Most people already have a broker, and the report is designed to be something you can forward to them. We don't take commissions, so we don't care if you switch.
Is this financial advice?
No. It's general information based on the screenshot you sent us and public lender offers. Use it as a starting point for a conversation with a licensed mortgage broker or financial adviser.